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Krystal Gillespie
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Budgeting | Gwaltney Group | RE|MAX Results Blog

Wednesday, August 15, 2018   /   by Brian Ness

Couple’s Guide to Buying a House Together

Part of being in a relationship with another person is the milestones you two will share together. One of the biggest milestones a couple will experience together is buying and moving into their first home. Buying a home is a difficult decision for one person to make on their own, but when trying to reconcile the needs, wants and expectations of two people, things can get complicated rather quickly. To help guide you through the buying process, here are four tips that will make sure to keep you and your partner happy.

Set Your Priorities
The first, and most important, step to buying a house together is to sit down and really evaluate what each person wants and needs in their home. Buying a house is not a fleeting decision and once you settle on a new place to call home, you can expect to call it home for a while. Any decision you make together should keep that in mind. The best advice here is to be honest with your partner. Only after expressing your big expectations can the ...

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  first time buyers, home buyers, first time home buyers, afford mortgage, budgeting

Friday, June 01, 2018   /   by Brian Ness

5 Budgeting Tips For Homebuying

5 Budgeting Tips For Homebuying
Buying a home will likely be one of the biggest financial transactions you make, and preparing your budget beforehand makes the home buying process much less stressful. The following tips and expert insight can help you get your budget in order before you make the big transaction.
1. Organize Your Finances
You may know how much you have in your checking and savings accounts, but do you know how much you spend on household expenses each month? Or how much high-interest and credit card debt you have? It’s important to get a clear idea of where your money goes in order to figure out what you can afford and what your home buying timeline looks like. Personal finance experts at OnStride suggest breaking down your finances into the following categories:

Level 1: Basic Budgeting: Basic financial needs, like rent, groceries and gas.
Level 2: Emergency Funds: In case of an accident or other costly event.
Level 3: Passive Preparation: 401 ...

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  first time buyers, home buyers, first time home buyers, budgeting

Gwaltney Group of RE/MAX Results
Robin Gwaltney
4123 26th St. NW
Rochester, MN 55901
507-259-4926

The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of the Regional Multiple Listing Service of Minnesota, Inc. Real Estate listings held by brokerage firms other than Gwaltney Group of RE/MAX Results are marked with the Broker ReciprocitySM logo or the Broker ReciprocitySM thumbnail logo (a little black house) and detailed information about them includes the name of the listing brokers.” Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items.” Copyright2019Regional Multiple Listing Service of Minnesota, Inc. All rights reserved. Data last updated May 25, 2019